Protecting Your Cash While on Vacation In Myrtle Beach

Protecting Your Cash While on Vacation In Myrtle Beach

Friday, May 17, 2013 – by OVR Staff
Have you ever thought about how to protect your cash while on your Myrtle Beach vacation? Well, fortunately there are more convenient ways to carry cash, but these days, it’s all about the debit card, rather than carrying copious amounts of cash. I think we’ve all heard a story or two about a newly arrived tourist checking in his hotel, unpacking, and then going out for a dinner or a quick errand. Upon his return, he discovers that valuables and money left behind are now gone. We usually blame the maids in these cases, but really it could be anyone. You wouldn’t leave money lying around your house when several outside people have keys to the house would you? Well, that’s exactly what people do everyday in hotels. It’s important to keep in mind that several hotel staff people have access to your room and can get in whenever needed. For this reason alone, you should always follow the cardinal rule of vacation—NEVER leave cash in your hotel room!

Whenever possible, skip the cash and carry your debit card instead. Our society has pretty much been revolving around debit bankcards for a long time now, so this is by far the safest way to go. Banks are offering more ways than ever to protect against I.D. fraud and theft, so educate yourself on the steps to take should anything happen to your card. Also, there are ATM machines virtually everywhere now, so you can always withdraw some cash when needed. Keep in mind, however, that there are usually small charges for using ATM machines that do not belong to your home bank. These charges generally range from $1.50 to $3.00.

There’s always the old standby of travelers checks! They still spend like cash money and they are safe because they require two signatures—one when you get them dispensed to you and another matching signature at the time of purchase. Your bank can issue travelers checks free of charge in most cases.

Finally, if you do carry cash around, don’t carry a lot of it at one time. Keep it in a plastic bag inside your shoe if you’re not wearing flip-flops, or you can get a money belt so the cash is on your person at all times, rather than a pocketbook that can be left sitting around. There are people who prey on unsuspecting tourists, so don’t let it happen to you! Best advice here is to carry as little cash as possible and keep your debit and credit cards close to your body. Know what to do in the case of theft and remember that the sooner you report it, the more likely you will be to recover a stolen credit card.

Myrtle Beach is known for being a safe destination, but like any other tourist destination, there are plenty of people out there who will jump at the chance to steal your hard earned money, so don’t give them any opportunity. Follow these simple steps and enjoy your Myrtle Beach vacation!

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